For those facing mobility challenges, the costs of transportation can add up. Whether it's maintaining a personal vehicle or relying on taxis it can quickly eat into your budget.
To assist disabled individuals with mobility issues, there's the Motability Scheme, which offers the option to lease a car, powered wheelchair, or scooter. Citizens Advice explained: "If you receive a benefit because you have a disability or illness that makes it hard for you to get around, you can use it to pay for a vehicle from a charity called Motability. You can choose from lots of different vehicles, for example cars, mobility scooters or powered wheelchairs.
"You'll only be paying for the lease of the vehicle - it won't belong to you. If you stop receiving your benefit, you'll have to return it."
So, who's eligible for this scheme? The rules vary across the UK and experts at Contend have now explained all you need to know about using the scheme in Northern Ireland including who is eligible and how to apply.
They said: "Whether you or a loved one is living with a disability, the Motability Scheme can provide the freedom and independence that comes with a reliable mode of transportation." But they warned: "Navigating the world of mobility aids and vehicles can be daunting, especially when you’re trying to understand the nuances of programs like the Motability Scheme in Northern Ireland."
Contend Legal, an online chat service that gets customers legal help in real time, has drawn up a step by step guide to cover the key details of the scheme - this is what they say.
What is the Motability Scheme
Motability works across the UK to assist individuals with disabilities. It allows eligible participants to use their government-funded mobility allowance to lease a new car, Wheelchair Accessible Vehicle (WAV), scooter, or powered wheelchair. The scheme is operated by Motability Operations Ltd, which is a not-for-profit organisation.
Who is Eligible?
Eligibility for the Motability Scheme hinges on receiving one of the following mobility allowances:
Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA) Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP) War Pensioners’ Mobility Supplement (WPMS) Armed Forces Independence Payment (AFIP)What benefits are there?
Not only does it cover the cost of the vehicle, but it also includes comprehensive insurance, breakdown assistance, vehicle servicing and maintenance, and tyre and windscreen replacement. Participants can choose a new car every three years, ensuring they always have a reliable and modern vehicle.
How do I apply?
There are four key steps to apply for a vehicle. These are:
Check your eligibility - before anything else, confirm that you’re receiving one of the eligible mobility allowances mentioned above. It’s important to note that you should have at least 12 months remaining on your allowance when you apply Choose your vehicle - make sure you select the right vehicle for your needs. Consider factors like size, fuel efficiency, accessibility features, and any specific adaptations you might require. Northern Ireland offers a wide range of Motability dealerships and showrooms where you can explore your options. You can find a dealer near where you live on the Motability website. Find a dealer -next is to find a Motability-accredited dealer in Northern Ireland. They will have Motability specialists on hand to guide you through the process, from choosing your vehicle to completing the application order your car - with the help of your Motability specialist, you’ll complete the application and order your car. This process includes selecting any necessary adaptations, which can often be done at no extra cost. Motability offer some adaptations for free – you can check if the adaption you need is available on their website.Making the most of the scheme
To truly benefit from the Motability Scheme, Contend advises users to consider the following tips:
Regularly review your needs: As your situation changes, so too might your vehicle requirements. Regular assessments ensure you always have the right car for your needs. Stay informed: The Motability Scheme occasionally updates its policies and offerings. Keep in touch with your dealer or visit the official Motability Scheme website for the latest information. Explore vehicle adaptations: Many adaptations are available at no extra cost through the scheme. These can significantly enhance your driving or travelling experience, so it’s worth exploring what’s available. Learn more about adaptations if needed – find out about the ways you can adapt your vehicle on the Motability website.
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