With the average house price in Northern Ireland now at approximately £220,000, combined with an increasing demand for affordable properties, HomesNI.com, has cherry picked five homes across Northern Ireland, currently on the market for under £200,000, offering great value for money, without compromising on quality or location.
Whether you’re seeking a stylish apartment or a cosy cottage in the countryside, there’s great value to be had across Northern Ireland. These selected homes provide the opportunity for first time buyers to step onto the property ladder.
1. Charming 3-Bedroom Family Home in Ballyclare - £184,950
First up, we have a beautiful three bed, semi-detached family home, presented by Nest Estate Agents and located in the ever popular Fairfield Road development in Ballyclare. The property offers a contemporary finish, with a spacious kitchen and dining area, while the master bedroom boasts an en-suite, complemented by two additional well-proportioned bedrooms and a modern family bathroom.
Perfect for first-time buyers with space and security at the top of their wish list, this property also offers a private driveway, off-road parking, and enclosed gardens. Given its prime location and high-quality finish, early viewing is highly recommended.
2. Spacious 3-Bedroom Townhouse in Belfast BT9 - £195,000
This stylish and surprisingly spacious townhouse, on the market with Templeton Robinson, offers modern living in a highly sought after, gated development just off the Lisburn Road. With secure parking and beautifully landscaped communal areas, it provides both convenience and comfort.
The property boasts a separate living room, contemporary kitchen with integrated appliances, three well-sized bedrooms including a master with en-suite, alongside a sleek family bathroom and an additional ground-floor WC.
With mains gas heating, double glazing, and excellent insulation, this home is energy-efficient and move-in ready—perfect for buyers looking for space, style, and city convenience.
3. Contemporary 3-Bedroom Detached Home in Antrim - £190,000
Perfect for first-time buyers, this stylish and energy-efficient home in the popular Ballyveigh development is on the market with McAllister Estate Agents and offers modern living with plenty of space. A bright living room with bay windows creates a cosy retreat, while the open plan kitchen and dining area, with built-in appliances and patio doors, provides the ideal spot for entertaining.
Upstairs, three well sized bedrooms include a spacious main bedroom with dual-aspect windows. Outside, enjoy a private rear garden, a low-maintenance front garden and a generous driveway. With gas central heating, double glazing and easy access to local amenities, this move-in-ready home is a great choice for your first property purchase.
4. Stylish 2-Bedroom Cottage in Derrygonnelly, Co Fermanagh - £185,000
Nestled in the heart of the Co Fermanagh countryside, this charming traditional cottage, listed with Smyth Leslie & Co Estate Agents, offers a serene retreat with picturesque views towards Lower Lough Erne. The building’s exterior is beautifully crafted with stone and brick, opening up to a cosy interior which includes a striking stone hearth that adds warmth and character to the property.
A lofted mezzanine provides additional sleeping space, combining practicality with charm, while double glazed sash windows and oil-fired central heating ensure comfort all year round. Just a short stroll from Tully Castle and the lough shore, with a public jetty nearby, this idyllic hideaway is only 12 miles from Enniskillen and 30 minutes from Co Donegal.
A true gem in a stunning setting, it’s the perfect choice for homebuyers seeking peace, privacy, and timeless charm.
5. Modern 2-Bedroom Quayside Apartment in Killyleagh, Downpatrick - £160,000
Located in ‘The Quay’ development, this first floor apartment is on the market with Simon Brien and boasts stunning elevated views over Killyleagh Bay and Strangford Lough. The bright open plan living and dining area features French doors to a Juliet balcony, maximising the quayside views, while a contemporary kitchen complements two generous double bedrooms and a stylish shower room.
With gas central heating, uPVC double glazing and an intercom entry system, this home offers both comfort and security. Enjoy a prime coastal lifestyle with direct access to scenic waterside walks - a great choice for those seeking a stylish, low maintenance retreat.
Northern Ireland offers a fantastic range of homes for first-time buyers, with something to suit every taste and budget. Whether you're drawn to the hustle and bustle of city life or the peace and quiet of the countryside, these properties offer great value for money.
For more information on these homes and many more, visit www.HomesNI.com.
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